The vehicle
Make, model, value and power. Repairs on newer cars cost more.
Liability, partial and fully comprehensive cover
Car insurance that fits how you actually drive.
Liability insurance is compulsory for every vehicle in Switzerland. Partial and fully comprehensive cover are your choice. We compare offers and explain what each option really pays for.
What brings you here?
I’m getting a vehicleNew or used Switch my insuranceFor a vehicle I have Motorbike or scooterTwo wheels Just check my coverIs it still right?
- No price promises
- No obligation
- A person replies, not a bot
Liability is compulsoryPartial and full cover are your choice- Independent broker, several insurers compared
- Advice in EN · DE · FR
- Office in Zurich, Strehlgasse 2
Three levels of cover
One layer is the law. The others are your choice.
Each level adds to the one below. Choose a level to see what it typically pays for.
Level 1 · Liability Injuries to others
Damage to other vehicles and property
Pays for damage you cause to other people and their property.
Third-party liability is compulsory for every vehicle registered in Switzerland. It covers injuries and damage to others, not damage to your own vehicle.
Typically pays forInjuries to othersDamage to other vehicles and propertyYou need proof of liability insurance before you can register a vehicle.
Three levels of cover
One layer is the law. The others are your choice.
Each level adds to the one below. Choose a level to see what it typically pays for.
Level 3 · Full cover Collision damage to your vehicle
Everything in partial cover
Also pays for damage you cause to your own vehicle.
Fully comprehensive cover adds collision damage to your own vehicle, even when you are at fault. It’s common for new, leased or valuable vehicles.
Typically pays forCollision damage to your vehicleEverything in partial coverLeasing contracts usually require it. For older vehicles, the premium can outweigh the benefit.
Three levels of cover
One layer is the law. The others are your choice.
Each level adds to the one below. Choose a level to see what it typically pays for.
Level 2 · Partial cover Theft
Hail and storms
FireGlass and animals
Protects your vehicle against events you can’t control.
Partial cover typically pays for theft, fire, natural hazards like hail and storms, broken glass, collisions with animals and, depending on the policy, marten damage or vandalism.
Typically pays forTheftHail and stormsFireGlass and animalsMany drivers keep partial cover even when the vehicle gets older.
Three levels of cover
One layer is the law. The others are your choice.
Each level adds to the one below. Choose a level to see what it typically pays for.
Level 1 · Liability Injuries to othersDamage to other vehicles and property
Pays for damage you cause to other people and their property.
Third-party liability is compulsory for every vehicle registered in Switzerland. It covers injuries and damage to others, not damage to your own vehicle.
Typically pays forInjuries to othersDamage to other vehicles and propertyYou need proof of liability insurance before you can register a vehicle.
Your premium
What shapes the price.
We won’t guess a price before we know your situation. These are the factors insurers look at.
The drivers
Age, driving experience and who else uses the vehicle.
Your claims history
Past claims influence your bonus level, and with it your premium.
Region and options
Where the car is parked, the deductible you choose and any extras.
Parking damage by unknown drivers is often an extra.
Gross negligence: without this option, the insurer may reduce payments, for example after running a red light.
Breakdown assistance may already come with a membership you have.
Bonus protection can keep your premium stable after a first claim.
Switching
Three moments when switching is usually possible.
Check your policy conditions first. We do it with you, so there’s never a gap in cover.
- At renewalEnd of the contract periodWith the notice period in your contract, often three months.
- After a claimYou can usually cancelMost policies allow you or the insurer to end the contract after a claim has been settled.
- Premium going upBefore the new premium appliesIf your insurer raises the premium, you can usually cancel before it takes effect.
Good to know
Check my car insurance After a small claim, do the maths first.
A claim can raise your premium for several years through your bonus level. For small damage, paying it yourself is sometimes cheaper. Many insurers let you repay a claim within a set period to keep your bonus. We help you compare.
With EVO Partners
Free advice, clear next steps.
Tell us about your vehicleA few questions, about 3 minutes. Your registration helps, but isn’t required.
We compare insurersCover levels, deductibles and options, explained side by side.
You choose, we handle the paperworkIncluding the certificate for registration or the timing of a switch.
Yes. Every vehicle registered in Switzerland needs third-party liability insurance. You need proof of it before you can register the vehicle.
Full cover adds damage to your own vehicle in an accident you cause. It’s common for new, leased or valuable vehicles. For older vehicles, partial cover is often enough.
Usually, through your bonus level. Some policies offer bonus protection, and many let you repay a small claim to keep your bonus. We explain how your insurer handles it.
Yes. Leasing companies usually require fully comprehensive cover.
Usually at the end of the contract period, with the notice period in your contract. After a claim or a premium increase, you can often cancel earlier. We check your contract with you.
The comparison is free for you. We explain how we are paid before you decide anything.
Yes. Every vehicle registered in Switzerland needs third-party liability insurance. You need proof of it before you can register the vehicle.
Full cover adds damage to your own vehicle in an accident you cause. It’s common for new, leased or valuable vehicles. For older vehicles, partial cover is often enough.
Usually, through your bonus level. Some policies offer bonus protection, and many let you repay a small claim to keep your bonus. We explain how your insurer handles it.
Yes. Leasing companies usually require fully comprehensive cover.
Usually at the end of the contract period, with the notice period in your contract. After a claim or a premium increase, you can often cancel earlier. We check your contract with you.
The comparison is free for you. We explain how we are paid before you decide anything.
Yes. Every vehicle registered in Switzerland needs third-party liability insurance. You need proof of it before you can register the vehicle.
Full cover adds damage to your own vehicle in an accident you cause. It’s common for new, leased or valuable vehicles. For older vehicles, partial cover is often enough.
Usually, through your bonus level. Some policies offer bonus protection, and many let you repay a small claim to keep your bonus. We explain how your insurer handles it.
Yes. Leasing companies usually require fully comprehensive cover.
Usually at the end of the contract period, with the notice period in your contract. After a claim or a premium increase, you can often cancel earlier. We check your contract with you.
The comparison is free for you. We explain how we are paid before you decide anything.
Yes. Every vehicle registered in Switzerland needs third-party liability insurance. You need proof of it before you can register the vehicle.
Full cover adds damage to your own vehicle in an accident you cause. It’s common for new, leased or valuable vehicles. For older vehicles, partial cover is often enough.
Usually, through your bonus level. Some policies offer bonus protection, and many let you repay a small claim to keep your bonus. We explain how your insurer handles it.
Yes. Leasing companies usually require fully comprehensive cover.
Usually at the end of the contract period, with the notice period in your contract. After a claim or a premium increase, you can often cancel earlier. We check your contract with you.
The comparison is free for you. We explain how we are paid before you decide anything.
Yes. Every vehicle registered in Switzerland needs third-party liability insurance. You need proof of it before you can register the vehicle.
Full cover adds damage to your own vehicle in an accident you cause. It’s common for new, leased or valuable vehicles. For older vehicles, partial cover is often enough.
Usually, through your bonus level. Some policies offer bonus protection, and many let you repay a small claim to keep your bonus. We explain how your insurer handles it.
Yes. Leasing companies usually require fully comprehensive cover.
Usually at the end of the contract period, with the notice period in your contract. After a claim or a premium increase, you can often cancel earlier. We check your contract with you.
The comparison is free for you. We explain how we are paid before you decide anything.
Yes. Every vehicle registered in Switzerland needs third-party liability insurance. You need proof of it before you can register the vehicle.
Full cover adds damage to your own vehicle in an accident you cause. It’s common for new, leased or valuable vehicles. For older vehicles, partial cover is often enough.
Usually, through your bonus level. Some policies offer bonus protection, and many let you repay a small claim to keep your bonus. We explain how your insurer handles it.
Yes. Leasing companies usually require fully comprehensive cover.
Usually at the end of the contract period, with the notice period in your contract. After a claim or a premium increase, you can often cancel earlier. We check your contract with you.
The comparison is free for you. We explain how we are paid before you decide anything.
Yes. Every vehicle registered in Switzerland needs third-party liability insurance. You need proof of it before you can register the vehicle.
Full cover adds damage to your own vehicle in an accident you cause. It’s common for new, leased or valuable vehicles. For older vehicles, partial cover is often enough.
Usually, through your bonus level. Some policies offer bonus protection, and many let you repay a small claim to keep your bonus. We explain how your insurer handles it.
Yes. Leasing companies usually require fully comprehensive cover.
Usually at the end of the contract period, with the notice period in your contract. After a claim or a premium increase, you can often cancel earlier. We check your contract with you.
The comparison is free for you. We explain how we are paid before you decide anything.
Yes. Every vehicle registered in Switzerland needs third-party liability insurance. You need proof of it before you can register the vehicle.
Full cover adds damage to your own vehicle in an accident you cause. It’s common for new, leased or valuable vehicles. For older vehicles, partial cover is often enough.
Usually, through your bonus level. Some policies offer bonus protection, and many let you repay a small claim to keep your bonus. We explain how your insurer handles it.
Yes. Leasing companies usually require fully comprehensive cover.
Usually at the end of the contract period, with the notice period in your contract. After a claim or a premium increase, you can often cancel earlier. We check your contract with you.
The comparison is free for you. We explain how we are paid before you decide anything.
Same car, better fit. Start with one question.
Three minutes. No price promises. A person reads every request.