Could your canton help pay your premiums?
Cantons reduce health insurance premiums for people on modest incomes. Rules, amounts and deadlines differ from canton to canton. We help you find out whether it’s worth applying, and what to do next.
- No documents needed now
- No promises we can’t keep
- A person replies, not a bot
Paid by your cantonUsually directly to your health insurer- Independent broker, several insurers compared
- Advice in EN · DE · FR
- Office in Zurich, Strehlgasse 2
Your canton, your income, your household.
Premium reductions are paid by the cantons, with support from the federal government. Each canton sets its own rules.
- 1
Your situation is assessedMainly your taxable income and assets, and who lives in your household. Usually based on your last tax assessment. - 2
Your canton’s process appliesSome cantons send a form or decide automatically, others need an application. Deadlines apply. - 3Your premium bill goes downThe reduction is usually paid directly to your health insurer, so you pay less each month.
In Zurich, SVA Zurich handles premium reductions.
- People who are likely eligible, based on their tax data, usually receive an application form automatically.
- No form? You can apply yourself until the end of March of the following year.
- SVA Zurich offers an online calculator for a first estimate.
Living in another canton? The authority, the rules and the deadlines are different. We tell you which apply to you.
SVA Zurich website ↗
When life changes, check again.
Premium reductions usually look at the past. If your situation has changed a lot since your last tax assessment, a new check can be worth it.
Free advice, clear next steps.
Tell us your situationA few questions, about 2 minutes. No documents needed.
We explain your canton’s rulesWho decides, how to apply and by when.
We help with the next stepIf applying makes sense, we help you with the form.
Only your canton can decide. It depends mainly on your taxable income and assets, your household and your canton’s rules. We help you understand where you stand.
Usually directly to your health insurer, which lowers your premium bill.
It depends on the canton. Some send forms or decide automatically, others need an application. Deadlines apply.
No. Your cover stays the same. Only the amount you pay changes.
No. We explain the rules and help with the form. The decision is your canton’s.
The first conversation is free. If you need more support, we tell you upfront what it involves.
Only your canton can decide. It depends mainly on your taxable income and assets, your household and your canton’s rules. We help you understand where you stand.
Usually directly to your health insurer, which lowers your premium bill.
It depends on the canton. Some send forms or decide automatically, others need an application. Deadlines apply.
No. Your cover stays the same. Only the amount you pay changes.
No. We explain the rules and help with the form. The decision is your canton’s.
The first conversation is free. If you need more support, we tell you upfront what it involves.
Only your canton can decide. It depends mainly on your taxable income and assets, your household and your canton’s rules. We help you understand where you stand.
Usually directly to your health insurer, which lowers your premium bill.
It depends on the canton. Some send forms or decide automatically, others need an application. Deadlines apply.
No. Your cover stays the same. Only the amount you pay changes.
No. We explain the rules and help with the form. The decision is your canton’s.
The first conversation is free. If you need more support, we tell you upfront what it involves.
Only your canton can decide. It depends mainly on your taxable income and assets, your household and your canton’s rules. We help you understand where you stand.
Usually directly to your health insurer, which lowers your premium bill.
It depends on the canton. Some send forms or decide automatically, others need an application. Deadlines apply.
No. Your cover stays the same. Only the amount you pay changes.
No. We explain the rules and help with the form. The decision is your canton’s.
The first conversation is free. If you need more support, we tell you upfront what it involves.
Only your canton can decide. It depends mainly on your taxable income and assets, your household and your canton’s rules. We help you understand where you stand.
Usually directly to your health insurer, which lowers your premium bill.
It depends on the canton. Some send forms or decide automatically, others need an application. Deadlines apply.
No. Your cover stays the same. Only the amount you pay changes.
No. We explain the rules and help with the form. The decision is your canton’s.
The first conversation is free. If you need more support, we tell you upfront what it involves.
Only your canton can decide. It depends mainly on your taxable income and assets, your household and your canton’s rules. We help you understand where you stand.
Usually directly to your health insurer, which lowers your premium bill.
It depends on the canton. Some send forms or decide automatically, others need an application. Deadlines apply.
No. Your cover stays the same. Only the amount you pay changes.
No. We explain the rules and help with the form. The decision is your canton’s.
The first conversation is free. If you need more support, we tell you upfront what it involves.
Only your canton can decide. It depends mainly on your taxable income and assets, your household and your canton’s rules. We help you understand where you stand.
Usually directly to your health insurer, which lowers your premium bill.
It depends on the canton. Some send forms or decide automatically, others need an application. Deadlines apply.
No. Your cover stays the same. Only the amount you pay changes.
No. We explain the rules and help with the form. The decision is your canton’s.
The first conversation is free. If you need more support, we tell you upfront what it involves.
Only your canton can decide. It depends mainly on your taxable income and assets, your household and your canton’s rules. We help you understand where you stand.
Usually directly to your health insurer, which lowers your premium bill.
It depends on the canton. Some send forms or decide automatically, others need an application. Deadlines apply.
No. Your cover stays the same. Only the amount you pay changes.
No. We explain the rules and help with the form. The decision is your canton’s.
The first conversation is free. If you need more support, we tell you upfront what it involves.
It costs nothing to ask. Start with one question.
Two minutes. No documents needed. A person reads every request.