01

Your health

Compulsory for everyone living here, and the one most people overpay for.

A young woman lying on her bed, smiling at her laptop with a cup of coffee
Health insurance

Basic and supplementary, looked at together.

We compare models, deductibles and insurers, and check whether your extras still match your life.

LAMal / KVGBasic insuranceCompulsory. The same legal benefits at every insurer, so price and service decide.
LCA / VVGSupplementary insuranceOptional extras such as dental care or a hospital room. Insurers may ask health questions.
Premium subsidies

Your canton may pay part of your premium.

Each canton runs its own scheme. We check whether it’s worth applying and help with the paperwork.

02

Your family and your future

For the people who depend on you, today and when you stop working.

A young couple at their kitchen table, smiling as they read a letter togetherPillar 3a, 3b and your pension
Retirement & 3rd pillar

See your three pillars as one plan.

  • Whether a pillar 3a fits you, and in which form
  • Where gaps appear: part-time work, breaks, self-employment
  • Reviewing an existing 3a policy before you change it
A mother and father on a sofa in a bright living room, laughing with their baby daughterTerm life and disability
Life insurance

Protect your family’s income.

  • How much cover your family would actually need
  • Cover linked to a mortgage, if you have one
  • Comparing term life and disability options
03

Your home and your travels

What you own, the damage you might cause, and what happens far from home.

A woman knitting on a leather sofa in a warmly lit living room, her dog asleep beside her
Home & liability

Household contents and personal liability.

The two policies people confuse most, and the one landlords often ask for.

  • Contents cover that matches what you own
  • Liability for damage to others or a rented flat
  • Updating cover when you move
A smiling woman in a denim dress standing in an airport hall with three suitcases
Travel insurance

Cancellation and care abroad.

Where your health insurance stops abroad, and where travel cover starts.

  • Cancellation if you can’t travel
  • Emergency care and repatriation
  • Long stays and trips outside Europe
04

On the road and in disputes

Compulsory cover for your car, and support when a disagreement turns legal.

Car insurance

Liability, partial or full casco.

Liability is compulsory; the rest depends on your car and how you use it. We compare the levels with you.

Legal protection

Ready before a dispute starts.

Cover usually needs to be in place before a problem begins. We explain what each policy includes and leaves out.

Not sure where to start? Send us everything.

We review all your policies together and tell you what to keep, what to fix and what you don’t need.