Supplementary health insurance
Many products include emergency cover abroad or a travel module.
Check: limits and destinations. Cancellation, assistance and medical costs abroad
Before you go, know what’s covered.
Basic health insurance covers emergencies abroad only within limits, and doesn’t bring you home. Travel insurance fills the gaps. You may already have part of it without knowing.
Where are you going?
A trip in EuropeEU, EFTA and the UK Further awayUSA, Asia and beyond Several trips a yearAnnual cover A long stay abroad3 months or more
- We check what you already have
- No obligation
- A person replies, not a bot
Outside EuropeBasic insurance pays up to twice the Swiss cost- Independent broker, several insurers compared
- Advice in EN · DE · FR
- Office in Zurich, Strehlgasse 2
What’s covered where
Your health insurance travels with you. Part of the way.
Basic health insurance covers emergencies abroad within limits. Travel insurance fills the gaps that matter most when something goes wrong.
 Basic health insurance |  Travel insurance | |
|---|---|---|
| Emergency treatment in the EU or EFTA | Covered Under the local rules. You may pay local co-payments. | Top-up Can cover costs the local system doesn’t. |
| Emergency treatment elsewhere | Limited Up to twice what the treatment would cost in Switzerland. | Top-up Can cover the difference, important in the USA or Canada. |
| Transport home to Switzerland | Not covered Repatriation isn’t part of basic insurance. | Covered Assistance and medically necessary repatriation. |
| Cancelling the trip | Not covered | Covered For insured reasons such as illness or accident. |
| Lost or stolen luggage | Not covered | Optional Sometimes already in household insurance. |
General overview. Supplementary health insurance may already include travel cover. Exact cover depends on your policies.
Before you buy
You may already be partly covered.
Travel cover hides in many places. We check what you have, so you don’t pay twice.
Credit cards
Some include cancellation or assistance, often only if the trip is paid with the card.
Check: conditions and who is covered.
Assistance memberships
Some memberships include help on site and transport home.
Check: medical costs are often not included.
Household insurance
Theft of luggage is sometimes covered when you’re away.
Check: the option for theft away from home.Which cover fits
One trip, every trip, or a longer stay.
Single trip
Cover for one journey. Best taken out when you book, so cancellation cover applies from the start.
Plan one trip
Annual cover
For people who travel several times a year. Usually simpler and often better value than buying cover each time.
Look at annual cover3 months or more abroadA long stay is a health insurance question too.
If you deregister from your municipality, Swiss basic insurance generally ends. Plan the order of steps before you leave.
Plan a long stayWith EVO Partners
Free advice, clear next steps.
Tell us about your plansA few questions, about 2 minutes. Rough dates are fine.
We check what you already haveSupplementary insurance, cards and memberships, so you don’t pay twice.
You decide before you goCover can usually start right away.
In emergencies, within limits. In the EU and EFTA under the local rules; elsewhere up to twice what the treatment would cost in Switzerland. Transport home isn’t covered by basic insurance.
Ideally when you book. Cover generally only applies to reasons that arise after you took it out.
Sometimes. It often depends on paying the trip with the card, and comes with limits and conditions. We check them with you.
If you travel more than once or twice a year, annual cover is often simpler and better value. We compare both for your plans.
If you deregister from your municipality, Swiss basic insurance generally ends. Don’t cancel anything before your new cover is confirmed. We help you plan the order.
The check is free for you. We explain how we are paid before you decide anything.
In emergencies, within limits. In the EU and EFTA under the local rules; elsewhere up to twice what the treatment would cost in Switzerland. Transport home isn’t covered by basic insurance.
Ideally when you book. Cover generally only applies to reasons that arise after you took it out.
Sometimes. It often depends on paying the trip with the card, and comes with limits and conditions. We check them with you.
If you travel more than once or twice a year, annual cover is often simpler and better value. We compare both for your plans.
If you deregister from your municipality, Swiss basic insurance generally ends. Don’t cancel anything before your new cover is confirmed. We help you plan the order.
The check is free for you. We explain how we are paid before you decide anything.
In emergencies, within limits. In the EU and EFTA under the local rules; elsewhere up to twice what the treatment would cost in Switzerland. Transport home isn’t covered by basic insurance.
Ideally when you book. Cover generally only applies to reasons that arise after you took it out.
Sometimes. It often depends on paying the trip with the card, and comes with limits and conditions. We check them with you.
If you travel more than once or twice a year, annual cover is often simpler and better value. We compare both for your plans.
If you deregister from your municipality, Swiss basic insurance generally ends. Don’t cancel anything before your new cover is confirmed. We help you plan the order.
The check is free for you. We explain how we are paid before you decide anything.
In emergencies, within limits. In the EU and EFTA under the local rules; elsewhere up to twice what the treatment would cost in Switzerland. Transport home isn’t covered by basic insurance.
Ideally when you book. Cover generally only applies to reasons that arise after you took it out.
Sometimes. It often depends on paying the trip with the card, and comes with limits and conditions. We check them with you.
If you travel more than once or twice a year, annual cover is often simpler and better value. We compare both for your plans.
If you deregister from your municipality, Swiss basic insurance generally ends. Don’t cancel anything before your new cover is confirmed. We help you plan the order.
The check is free for you. We explain how we are paid before you decide anything.
In emergencies, within limits. In the EU and EFTA under the local rules; elsewhere up to twice what the treatment would cost in Switzerland. Transport home isn’t covered by basic insurance.
Ideally when you book. Cover generally only applies to reasons that arise after you took it out.
Sometimes. It often depends on paying the trip with the card, and comes with limits and conditions. We check them with you.
If you travel more than once or twice a year, annual cover is often simpler and better value. We compare both for your plans.
If you deregister from your municipality, Swiss basic insurance generally ends. Don’t cancel anything before your new cover is confirmed. We help you plan the order.
The check is free for you. We explain how we are paid before you decide anything.
In emergencies, within limits. In the EU and EFTA under the local rules; elsewhere up to twice what the treatment would cost in Switzerland. Transport home isn’t covered by basic insurance.
Ideally when you book. Cover generally only applies to reasons that arise after you took it out.
Sometimes. It often depends on paying the trip with the card, and comes with limits and conditions. We check them with you.
If you travel more than once or twice a year, annual cover is often simpler and better value. We compare both for your plans.
If you deregister from your municipality, Swiss basic insurance generally ends. Don’t cancel anything before your new cover is confirmed. We help you plan the order.
The check is free for you. We explain how we are paid before you decide anything.
In emergencies, within limits. In the EU and EFTA under the local rules; elsewhere up to twice what the treatment would cost in Switzerland. Transport home isn’t covered by basic insurance.
Ideally when you book. Cover generally only applies to reasons that arise after you took it out.
Sometimes. It often depends on paying the trip with the card, and comes with limits and conditions. We check them with you.
If you travel more than once or twice a year, annual cover is often simpler and better value. We compare both for your plans.
If you deregister from your municipality, Swiss basic insurance generally ends. Don’t cancel anything before your new cover is confirmed. We help you plan the order.
The check is free for you. We explain how we are paid before you decide anything.
In emergencies, within limits. In the EU and EFTA under the local rules; elsewhere up to twice what the treatment would cost in Switzerland. Transport home isn’t covered by basic insurance.
Ideally when you book. Cover generally only applies to reasons that arise after you took it out.
Sometimes. It often depends on paying the trip with the card, and comes with limits and conditions. We check them with you.
If you travel more than once or twice a year, annual cover is often simpler and better value. We compare both for your plans.
If you deregister from your municipality, Swiss basic insurance generally ends. Don’t cancel anything before your new cover is confirmed. We help you plan the order.
The check is free for you. We explain how we are paid before you decide anything.
Pack the right cover. Start with one question.
Two minutes. We check what you already have. A person reads every request.