Private and traffic legal protection

Be ready for a dispute before it starts.

Legal protection insurance gives you legal advice and pays lawyer, court and expert costs when a conflict arises: with an employer, a landlord, a seller or after a road accident. It covers disputes that start after the contract does.

A young woman in glasses sitting by a window, reading a letter
Plan aheadDisputes that already exist are generally excluded
  • Independent broker, several insurers compared
  • Advice in EN · DE · FR
  • Office in Zurich, Strehlgasse 2
Registered with FINMA as an insurance intermediary · F01552602
Where disputes happen

Everyday life has more legal moments than you think.

Choose an area to see a typical situation and how legal protection can help.

Employment

Your employer won’t pay overtime, or contests your dismissal.

Disputes about salary, notice periods, references or dismissal are among the most common. Early advice often prevents an escalation.

How it can help
Legal advice, negotiation, lawyer, court and expert fees, up to the policy limits.
Watch out for
Waiting periods often apply in this area.

Typical examples, for illustration. Cover depends on the policy and the circumstances.

Timing is everything

Legal protection covers what happens after you sign.

That’s why the best moment to take it out is before you need it.

Before the contractContract startsLater
Before the startA dispute that already exists, or whose cause lies before the start, is generally excluded. Waiting periodFor some areas, often work or tenancy, cover starts after a waiting period. Length varies by insurer. After thatDisputes that arise from new events are covered within the policy limits.
Already in a dispute?

We’ll be honest: a new policy generally won’t cover it.

What we can do is help you check the cover you may already have and point you to the right kind of help. We are an insurance broker, not a law firm.

  • Check existing legal protection, including cover inside other policies or memberships.
  • If a deadline is close, contact a lawyer or a legal advice service now. Many offer low-cost first consultations.
  • Associations for tenants, consumers or employees often advise their members.
Read the small print

What’s usually not covered.

  • Disputes that started before. Or whose cause lies before the start of the policy.
  • Business activity. Disputes from self-employment need business cover.
  • Some family and inheritance matters. Often excluded or limited.
  • Fines and penalties. The policy may pay for your defence, not the fine itself.
With EVO Partners

Free advice, clear next steps.

  1. Tell us what matters to youA few questions, about 2 minutes. No case details.
  2. We compare policiesAreas covered, waiting periods, limits and exclusions, side by side.
  3. You decide, we set it upNothing is signed or cancelled without your agreement.
Questions

Straight answers.

Something else on your mind? Ask us on WhatsApp.

Generally no. Insurance covers future, uncertain events. A dispute that already exists, or whose cause lies before the start of the policy, is generally excluded.

For some areas, often work or tenancy, cover only starts a few months after the policy begins. The length varies by insurer. We show you the differences.

Usually the insurer first tries to resolve the case itself. When a lawyer is needed, for example for court proceedings, you can generally propose one. Conditions vary by policy.

It can be. Many policies also cover you as a cyclist, pedestrian or passenger. We check the conditions with you.

No. We are an insurance broker. For legal questions, your legal protection insurer’s advice line or a lawyer is the right contact.

The comparison is free for you. We explain how we are paid before you decide anything.

The best time is before you need it. Start with one question.

Two minutes. Honest about what’s covered. A person reads every request.