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Travel with complete peace of mind

A sudden illness, a cancelled flight, lost luggage… These incidents happen. EVO Partners analyses your situation and finds the travel insurance that truly matches your needs.

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⭐ 4.9/5 · Over 1'250 clients assisted in Switzerland

Travel insurance: coverage that is often poorly chosen or underestimated

  • Many travellers believe they are covered by their credit card — often incorrectly or insufficiently
  • Policy exclusions (extreme sports, high-risk countries, pre-existing conditions) are poorly understood
  • In the event of hospitalisation abroad, costs can exceed tens of thousands of CHF
  • LAMal health insurance only partially reimburses treatment abroad
  • Claim declaration deadlines are often very short and easily missed

This service is right for you if…

You travel abroad regularly — for business or leisure
You are travelling as a family with children or elderly relatives
You practise risk sports or activities (skiing, diving, hiking, motorcycling)
You are an expatriate or spending an extended period outside Switzerland
You have booked an expensive trip and want protection against cancellation
You travel to countries with high healthcare costs (USA, Canada, Japan)

Our approach: tailored coverage with no redundancy

  • → We review your existing coverage (LAMal, credit cards, supplementary insurance) to avoid duplication
  • → We compare market offers based on your profile: duration, destination, planned activities
  • → We advise on which modules to include: cancellation, medical assistance, luggage, liability, accident
  • → We handle the subscription and explain the key exclusions you need to know
  • → In the event of a claim, we assist you with the declaration process
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What we optimise for you

Emergency medical assistance

Hospitalisation, repatriation, on-site doctor: coverage of medical expenses abroad often up to CHF 1–5 million.

Cancellation and interruption

Recover your trip costs in the event of cancellation for medical reasons, bereavement or an unforeseen event.

Luggage protection

Lost, stolen or damaged luggage: reimbursement at real value or insured lump sum.

Liability coverage

Coverage of damage caused to third parties abroad, often not covered by Swiss RC insurance.

Annual multi-trip subscription

If you travel several times a year, an annual multi-trip subscription is often more cost-effective.

Sports & adventure coverage

Off-piste skiing, diving, climbing, paragliding: specific extensions for high-risk activities.

Common mistakes to avoid

  • ✗ Assuming that a Visa/Mastercard credit card provides comprehensive cover — limits are often insufficient
  • ✗ Forgetting to declare a claim within the required timeframe (often 24–72 hours)
  • ✗ Travelling without insurance to countries with very high medical costs (USA, UAE, etc.)
  • ✗ Not checking exclusions related to pre-existing conditions or activities practised
  • ✗ Taking out insurance at the last minute without reading the cancellation terms
  • ✗ Forgetting to cover minor children separately if the policy does not include them automatically

Our step-by-step process

01

Analysis of your situation

20 min

We review your existing coverage (LAMal, supplementary insurance, credit card) and your travel profile.

02

Personalised recommendation

48h

We select offers suited to your destination, activities and budget, avoiding overlaps.

03

Subscription and setup

2–3 days

We manage the subscription, verify conditions and provide you with complete documentation before departure.

What our clients say

"Emergency hospitalisation in the United States — without the travel insurance recommended by EVO, I would have had to pay USD 60'000 out of pocket. Everything was reimbursed without question."

Isabelle K.

Lausanne

CHF 4'800 reimbursed

"Last-minute cancellation for medical reasons — our CHF 3'200 in flights and hotel was fully reimbursed thanks to the cancellation insurance recommended by Marc-Antoine."

Marc & Julie

Geneva

Cancelled trip covered

"I travelled frequently and had several overlapping policies. EVO streamlined everything — I pay less for better overall coverage."

Pierre-Emmanuel L.

Zurich

Optimised coverage

Ready to optimise your travel insurance?

Free analysis · No commitment · Reply within 24–48h

Book an appointment → +41 76 779 0449

Frequently asked questions

Insurance included with premium credit cards often provides basic coverage, but with low limits (typically CHF 50'000–100'000 for medical costs) and many exclusions. For long-haul trips or expensive countries, dedicated travel insurance is recommended.

LAMal reimburses emergency medical costs abroad, but only up to twice the Swiss rate. In countries like the USA, actual costs can be 10 to 20 times higher. Supplementary travel insurance is therefore essential.

Travel insurance is a package of guarantees (medical assistance, liability, luggage, cancellation). Cancellation insurance is a specific guarantee reimbursing trip costs in the event of cancellation for a covered reason. Most travel insurance policies include cancellation cover.

Generally no — travel insurance must be taken out before departure. Some insurers accept a subscription within 24–48 hours of departure in emergencies, but with restrictive conditions.

In a medical emergency abroad, you contact the 24/7 assistance centre (number provided with your policy). They organise and directly pay for medical care, hospitalisation or repatriation, according to the terms of your contract.

Marc-Antoine Segui

+41 76 779 0449
Free appointment →